Ledger-backed digital wallet

Your money, on the ledger.

Capital Coin is a secure, transparent digital wallet. Hold coins at a fixed value, transfer instantly between members, spend with a virtual card, and cash out on your terms.

  • Fixed $0.01 per coin
  • No hidden balances
  • Withdraw anytime

Everything you need to hold and move coins

A complete wallet built on a verifiable ledger — designed for clarity, control, and speed.

Ledger-backed security

Every coin is accounted for in an immutable ledger. Balances are computed from verified entries — never inflated, never hidden.

Instant member transfers

Send Capital Coins to any member by ID in seconds. Transfers settle immediately and post to both ledgers in real time.

Virtual card

A matte-black virtual card with freeze controls and a configurable daily spending cap, tied directly to your coin balance.

Referral rewards

Earn bonus coins for every friend who joins and spends. Track 30-day spend bonuses right from your rewards dashboard.

Fast cash outs

Withdraw to your default approved bank account, debit card, or PayPal. Cash outs settle automatically on request.

Transparent activity

A complete, filterable history of purchases, transfers, rewards, and payouts — so you always know where your coins went.

Get started in three steps

From sign-up to your first coin in under a minute.

01

Create your account

Sign up in seconds and get your member ID — your permanent address on the Capital Coin network.

02

Buy Capital Coins

Purchase coins at a fixed, server-verified $0.01 each. Your balance updates the moment payment clears.

03

Spend, send, or cash out

Use your virtual card, transfer to friends, or withdraw to your payout method whenever you like.

Open your Capital Coin wallet

Join members holding transparent, ledger-backed coins. It only takes a minute to get started.